How To Get The Highest Appraisal

When you are trying to sell your home, the appraisal is the figure that will determine how much you can easily sell your home for, and ultimately, how much money you can make. If you’re like most homeowners, you want this number to be as high as possible. Here’s how to get the highest appraisal for your home:

Boost Your Curb Appeal.

First impressions count, and this especially holds true in the case of having your home appraised. Prior to having your home appraised, make sure the lawn is mowed, the bushes have been trimmed, and fresh mulch has been dispersed. If you have been wanting to paint your door or outside of the home a new color, now is the time to do so. You want your appraiser to have a positive impression of the home from the first time he or she steps foot through the door.

Clean the House.

Many homeowners skip this step, but if a house is clean, it’s much easier to see the features that will ultimately lead to a higher appraisal price. Take some time to vacuum, dust, and organize your home.

Hide Clutter.

While you’re cleaning your home, make sure you’re putting away as much clutter as possible. If an appraiser is going through the home, he or she might be overwhelmed by the clutter and unable to make a fair and accurate assessment. You want to present the home in the best state possible, so that ultimately starts with reducing clutter.

Make Home Improvements.

You can easily increase the value of your home by making strategic home improvements. For example, upgrade your current countertops to granite or upgrade your current appliances to stainless steel appliances. Also, if your home is painted with any strong colors, take some time to repaint them with neutral colors.

Prepare a One-Sheet.

If you can, prepare a one-sheet with all of the pertinent information about your home. In this one-sheet, you can include information about the year in which the home was built, any notable features or facts about the home, the square footage, whether or not any renovations have been made, and what comparable homes in the area are being valued at. If you do this, your appraiser will have an easier time remembering everything that’s great about your home and will hopefully be able to assign a higher value to you.

Loan Approval Without A Contract

Loan Approval Without A Contract

Wright Mortgage offers an innovative new loan program to homebuyers before they find their home! We can complete the loan process – actually Approving your buyer – without an identified property. Instead of giving the seller’s agent a preapproval letter, provide them with an Approval Letter!

With TBD Approvals, buyers have the confidence that they have already been approved for their mortgage which means their buying power has improved:

  • Sellers know the loan process has been completed so there is no worry that the sale won’t close.
  • Buyers can negotiate a good market price because they know they can close quicker than with a traditional loan process and they can offer the seller an assured closing.

How Does It Work?

The buyer completes a mortgage loan application with Wright Mortgage, providing us with all of the information needed for a mortgage loan-except for the address!

  • We will have an underwriter to verify the income and the assets and see if it fits the lender’s guidelines.
  • We process the loan and, upon approval, we’re ready to close once the property is identified.

Who Is Eligible for This Program?

Clients who have challenged credit or high debt to income ratios.

  • Your clients are available for both FHA and Conventional mortgage loans, clients who have excellent credit or people who are below 640 credit rating and consider below average credit.
  • Qualify more borrowers with credit challenges to achieve the American Dream.
  • FAMILY OWNED* LOCALLY OPERATED* WE CLOSE THE WRIGHT LOANS”
  • Please Call or E Mail For More Information

    Enjoy the peace of mind REALTORS of driving your clients around town with the mortgage loan already approved!

Wright Mortgage Services

Why choose Wright Mortgage for your client mortgage needs? Our customers would say that we are fair, transparent, reputable, and a responsible mortgage company who knows how to help people navigate through the mortgage loan process. I have been in the mortgage industry more than 15 years we are efficient, knowledgeable and have the best interest rates. We just make it the Wright Way to do Loans. Here are just a few of our mortgage products:

New Downpayment Assistance Program!

Wright Mortgage has a new program that provides up to 3% in down payment assistance, in the form of a non-repayable grant for FHA, VA and USDA 30-year fixed mortgage loan only. There is no repayment associated with this down payment assistance program. The grant program may be applied against the borrowers down payment, closing costs and prepaids. This is a regular FHA loan but a new down payment assistance program. The loan must be a owner-occupied home and the borrower must not own any rental property.

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TBD Approvals

Wright Mortgage offers an innovative new loan program to homebuyers before they find their home! With TBD Approvals, buyers have the confidence that they have already been approved for their mortgage which means their buying power is improved. Sellers know the loan process has been completed so there is no worry that the sale won’t close. Buyers can negotiate a good purchase price because they know they can close quicker than with a traditional loan process and they can offer the seller an assured closing

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FHA Loans

Borrowers will now be required to have a minimum FICO rating of 580 to qualify for FHA’s 3.5% down payment program. Borrowers with less than a 580 FICO rating will be required to put down at least 10%.

– 1 FICO credit rating ok
– Credit Rating of 500-579- max 90%LTV
– No trade-line requirements.
– The down payment can be a gift from a relative

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