Pearland Home Loan

TBD Approvals

Wright Mortgage offers an innovative new loan program to homebuyers – before they find their home!

We can complete the loan process – actually approving your buyer – without an identified property.

With TBD Approvals, buyers have the confidence that they have already been approved for their mortgage which means their buying power is improved:
Sellers know the loan process has been completed so there is no worry that the sale won’t close.
Buyers can negotiate a good purchase price because they know they can close quicker than with a traditional loan process and they can offer the seller an assured closing

How does it work?

The buyer completes a mortgage loan application with Wright Mortgage, providing us with all of the information needed for a mortgage loan – except for the address!
We process the loan and, upon approval, we’re ready to close once the property is identified.

Who is eligible for this program?

Those mortgage loan borrowers who have challenged credit or very high debt to income ratios.
Your clients are available for both FHA insured mortgage loans and Conventional mortgage loans, people who have excellent credit or people who is below 640 credit score and consider below average credit.
Qualify more borrowers with credit challenges to achieve the American Dream.

* Enjoy the peace of mind REALTORS of driving your clients around town with the mortgage loan already approved!



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