Portfolio Lending Programs

Wright Mortgage has enhanced the Fresh Start loan.

Part of our Portfolio Lending loans, Fresh Start now features several, borrower-friendly features:

  • A lower down payment requirement – 85% LTV with no Mortgage Insurance (MI)
  • No seasoning requirement for derogatory events, including Chapter 7, 11 and 13 bankruptcy; foreclosure, deed-in-lieu, short sale and pre-foreclosure
  • Multiple significant derogatory events allowed
  • No mortgage/rental payment history required

Help more borrowers realize their dreams

Designed for borrowers who can demonstrate the ability to repay, but may not qualify under more traditional guidelines, Fresh Start features and benefits include:

  • Loan amounts from $100,000 to $1,000,000
  • Primary and second homes
  • No pay history requirements
  • Minimum 580 FICO score
  • Financing for a variety of property types
  • Maximum 50% DTI

Discover Wright Mortgage


Call 832-647-5985

To learn more, contact me today!


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