It’s A Piece of Cake

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It’s a Piece of Cake!

   Why choose Wright Mortgage for your client’s mortgage needs? Our customers would say that we are fair, transparent, reputable, and a responsible mortgage company who knows how to help people navigate through the mortgage process.
Wright Mortgage is a locally owned and operated mortgage company.  We know that each customer has specific needs, so we strive to meet those needs with a wide array of services. Wright Mortgage is a excellent mortgage company for realtors searching for dependable mortgage professional in the Houston area. With 15 years of experience in the mortgage business, we can help find solutions to your client’s financing issues.

   Why FHA?

The main advantage of FHA home mortgage is that the credit qualifying criteria for a borrower are not as strict as conventional financing. FHA will allow the borrower who has had a few “credit problems” or those without a credit history to acquire a home. Borrowers will now be required to have a minimum FICO of 580 to qualify for FHA’s 3.5% down payment program. Borrowers with less than a 580 FICO will be required to put down at least 10%. FHA also provides:
  • Better Interest Rates: FHA loan rates are generally very competitive, typically always lower than conventional rates.
  • Liberal Credit History: Borrowers can be approved with little or no credit history,
  • Lower Down payment: Traditional loans require a minimum of between 5 and 10 percent down, while FHA requires as little as 3.5 percent down.
  • The monthly Mortgage Insurance has change from 1.35% to .85%
  • Wright Mortgage can pay for some of your closing cost as well.

Why Wright Mortgage?

Today’s lending environment can be challenging with many guidelines to follow, some of which can change fairly often. Aside from offering a wide array of products and services, a major part of Wright Mortgage’s task is being a problem solver. We know how to navigate the waters, ensure the least stressful process as possible and ultimately getting your client’s mortgage approved.

It’s a Piece of Cake!

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