USDA Loans

  The  Guaranteed Rural Housing Loan Program is offered through the Rural Housing  Service (RHS), an agency of the U.S. Department of Agriculture. The program  offers assistance to low and moderate-income rural residents whose income is  equal to or less than 115% of the area median income. It was designed to assist  qualifying rural residents with better access to affordable housing finance  options with little or no down payment or out-of-pocket costs.

There  are several advantages to using USDA’s Home Loan Program.

100% Financing Low Monthly Mortgage Insurance(MI) Low Mortgage Interest Rates Low Closing Costs Never a Pre-payment Penalty with USDA


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